Finance & Banking Abbreviations

➤Finance & Banking Abbreviations➦

Short form	Full form
AD	Authorized Dealer
ABM	Assistant Branch Manager
AEPS	Aadhaar Enabled Payments Switch
AFS	Annual Financial Statement
AGM	Annual General Meeting
ASSOCHAM	Associated Chambers of Commerce and Industry of India
AIF	Alternative Investment Fund
ADR	American Depository Receipt
AIC	Agricultural Insurance Company
ALM	Asset Liability Management
ARC	Asset Reconstruction Companies
AIF	Alternative Investment Fund
ACS	Automated Clearing System
ADB	Asian Development Bank
ADF	Automated Data Flow
AIF	Alternative Investment Fund
AMFL	Association of Mutual Funds in India
APBS	Aadhaar Payment Bridge System
ANBC	Adjusted Net Bank Credit
ACF	Auto Correlation Function
ABEDA	Arab Bank for Economic Development in Africa
AMRMS	Audit and Risk Monitoring Mechanism
ALCO	Asset Liability Committee
AMFI	Association of Mutual Fund in India.
ASBA	Application Supported by Blocked Account.
ATM	Automated Teller Machine
BSR	Basic Statistical Returns
BOP	Balance of Payments
BOE	Bill of Exchange
BOT	Build, Operate and Transfer
BSE	Bombay Stock Exchange
BR Act	Banking Regulations Act
BCBS	Basel Committee on Banking Supervision
BCSBI	Banking codes and standards board of India.
BIRD	Bankers Institute of Rural Development.
BIS	Bank for International Settlements.
BPLR	Benchmark Prime Lending Rate.
CAD	Capital Account Deficit.
CCIL	Clearing Corporation of India Limited
CASA	Current and Savings Account.
CDRS	Corporate Debt Restructuring
CMIS	Currency Management Information System
CAD	Current Account Deficit
CPFF	Commercial Paper Funding Facility
COB	Corporation Bank
CAR	Capital Adequacy Ratio
CRR	Cash Reserve Ratio
CARE	Credit Analysis and Research Limited
CPI	Consumer Price Index
CBS	Core Banking Solutions
CCEA	Cabinet Committee on Economic Affairs.
CRILC	Central Repository of Information on Large Credits
CDR	Corporate Debt Restructuring
CRISIL	Credit Rating Information Services Of India
CSR	Corporate social responsibility
CRMD	Credit Risk Management Department
CA	Chartered Accountant
CBLO	Collateralized Bank Lending Obligations
CDS	Credit Default Swap
CECA	Comprehensive Economic Cooperation Agreement.
CRR	Cash Reserve Ratio
CNP	Card Not Present
CEPA	Comprehensive Economic Partnership Agreement.
CTI	Country Threat Index
CIBIL	Credit Information Bureau of India Limited.
CRAR	Capital to Risk-weighted Assets Ratio.
CRISIL	Credit Rating and Investment Services India Limited.
CRR	Cash Reserve Ratio.
DTAA	Double Taxation Avoidance Agreement.
DRAT	Debt Recovery Appellate Tribunal
DSCR	Debt Service Coverage Ratio
DPN	Demand Promissory Note
DPG	Deferred Payment Guarantee
DSCR	Debt Service Coverage Ratio
ECBs	External Commercial Borrowings
ELSS	Equity Linked Saving Scheme
EFTPOS	Electronic Funds Transfer At Point Of Sale
EEFC	Exchange Earners’ Foreign Currency
EPFO	Employees’ Provident Fund Organization
EDF	Export Development Fund
EPS	Earnings per Share
EFT	Electronic Fund Transfer
EIB	European Investment Bank
EMI	Equated Monthly Installments
FDI	Foreign Direct Investment
EXIM	Export Import Bank of India
EBRD	European Bank for Reconstruction and Development
FCNRA	Foreign Currency Nonresident Account
EPOS	Electronic Point Of Sale
FOB	Free On Board
FIMMDA	Fixed Income Money Markets and Derivatives Association
FDI	Foreign Direct Investment.
FICCI	Federation of Indian Chambers of Commerce and Industry
FEMA	Foreign Exchange Management Act
FERA	Foreign Exchange Regulation Act
FINO	Financial Inclusion Network Operation
FIPB	Foreign Investment Promotion Board
FIPB	Foreign Investment Promotion Board
FPI	Foreign Portfolio Investment.
FRBMA	Fiscal Responsibility and Budget Management Act
FSLRC	Financial Sector Legislative Reforms Commission
GDP	Gross Domestic Product
GAAR	General Anti Avoidance Rule
GIRO	Government Internal Revenue Order
GMS	Gold Monetization Scheme
GSTN	Goods and Services Network
GNP	Gross National Product
HDFC	Housing Development Finance Corporation
IBA	Indian Bank Associations.
ICICI	Industrial Credit and Investment Corporation of India
ICRA	Indian Credit Rating Agency.
IRBI	Industrial Reconstruction Bank Of India
IPPB	India Post Payments Bank
IFSC	Indian Financial System Code
IMPS	Immediate Payment Service
INFINET	Indian Financial Network
IPO	Initial Public Offering
KYC	Know Your Customer
LIBOR	London Inter-Bank Offered Rate.
MICR	Magnetic Ink Character Recognition.
MSF	Marginal Standing Facility.
NABARD	National Bank for Agriculture and Rural Development.
NDTL	Net Demand and Time Liabilities.
NEFT	National Electronic Fund Transfer.
NPA	Non-Performing Assets.
NPCI	National Payments Corporation of India.
PIN	Personal Identification Number.
PPP	Purchasing Power Parity/ Public Private Partnership.
PSB	Public Sector Bank.
RTGS	Real Time Gross Settlement.
SENSEX	Sensitive Index of Stock Exchange.
SIDBI	Small Industries Development Bank of India.
SLR	Statutory Liquidity Ratio.
SWIFT	Society for Worldwide Interbank Financial Telecommunication.
TIN	Tax Information Network/ Telephone Identification Number.
UIDAI	Unique Identification Development Authority of India.
UPI	Unified Payment Interface.